Edward Sugden's Blog

First Time Homebuyer?

Steps to Buying Your First Home
Posted by Edward Sugden on May 08, 2018 in  Buyer  Buying  Buying a Home  First Time Home Buyer
 So you've decided to buy your first home! That means you are starting the exciting process to help you achieve one big piece of the American dream. But where do you get started? One very important task that should be at the top of your to-do list should be to get pre qualified. But what does getting pre-qualified actually mean? Being pre qualified means that you've spoken with a mortgage loan officer who's reviewed some key information to determine the max monthly payment you can afford. This includes... read more
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The Best Trails to Hike around St. Louis

Posted by Edward Sugden on April 24, 2017 in  Around St Louis  Community
Spring is a great time to do some hiking. The weather isn't too hot, humidity is low and there aren't a lot of bugs to deal with. St. Louis has some great spots to check out and there are many trails around St. Louis, but these are some of Edward's favorites.(Cover Photo - Show Me Missouri - Facebook) Salt Lick Point Trail - Valmeyer, IllinoisDefinitely worth the trip over to Illinois. This trail goes from the Mississippi Bottoms all the way up to the Bluffs. Located in Valmeyer, Illinois, the Salt Lick ... read more
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St. Louis's Top 5 Essential Sandwich Shops

Posted by Edward Sugden on February 17, 2017 in  Community
(Cover Photo: The Grammophone's Facebook) From North to South and East to West St. Louis is rich with great sandwiches. I tried to concentrate on your classic sandwich places as there will be more upcoming blogs on different subjects such as burgers, pizza and tacos.   Today, I am offering my favorite 5 sandwich shops in the city. This list is not absolute and I encourage dissection, debate and discussion. Please share your favorites in the comments and on social media.(Mama Toscano's Ravioli and... read more
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The definition of a "CMA" or comparative market analysis is an evaluation of similar recently sold homes (also called comparables or comps for short) that are near a home intended to be sold. CMA's give an understanding of the current market value of a home and are usually prepared by a REALTOR®. The value of your home can sometimes be tough to predict and information available to the average home seller or buyer can be untrustworthy. Online sites like Zillow and Realtor.com can be fun to play with b... read more
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In most markets across the country right now, the number of buyers looking for their dream homes greatly outnumbers the number of homes that are for sale. This has led to a competitive market where home buyers often need to be aggressive. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before beginning your search. Even if you are in a market that is not as competitive, knowing your budget can give you the confidence of knowing if your dream hom... read more
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